Furnishing a home can be a costly affair, but with the right strategies, you can save a pretty penny. From shopping during sales to using price-matching systems, we’ve got six money-saving tips to help you furnish your home without breaking the bank.
Shop Smart, Not Hard
Discounted furniture can be a steal
When it comes to furnishing your home, it’s essential to shop smart, not hard. One way to do this is by scouring the furniture sale sections of stores like COURTS. You can find luxe-for-less pieces, including dining sets, couches, and curtains, at up to 90% off. That’s almost like getting them for free!
Make the Most of Free Services
Free installation services can be a lifesaver
Several stores offer free furniture installation with purchase, so you can sit back, relax, and let the professionals handle it. Best Denki, for instance, will take care of putting up your new TV, washer, fridge, speaker, and other audio or video devices upon delivery – all for free.
Group Buy for Savings
Group buying can lead to massive savings
Furniture stores like Gain City occasionally host Group Buy events, where you can browse and buy an assortment of appliances and home goods at discounted prices. Perks of shopping via this bulk buying programme include in-store flash deals, shopping vouchers, and up to 15% discount on every item.
Price Matching: The Ultimate Money-Saver
Price matching can save you hundreds
You’ve been there – paid for an appliance or piece of furniture only to find the same item being sold for hundreds of dollars less somewhere else. That’s where price matching comes in. Places like Best Denki, COURTS, Gain City, and Harvey Norman have a price-matching system, so you can easily save hundreds. All you need to do is approach a staff, flash a smile, present the lower price you found on a different platform, and ask whether they can match the price.
Use NEA Climate Vouchers to Save on Bills
NEA climate vouchers can help you save on energy-efficient appliances
Remember the NEA climate voucher worth $300 that your household received? You can put that to good use at COURTS, Best Denki, Gain City, and Harvey Norman to save yourself some money on a brand-new energy-efficient fridge, lights, washing machine, fan, and everything in between.
Camp for In-Store Exclusive Discounts and Online Deals
Camping for deals can lead to massive savings
The next time you see one of those Telegram shopping channels pop up on your feed, don’t just ignore it. Hit the join button and camp for deals that savvy shoppers have unearthed. They’ve taken the liberty of consolidating everything from top-secret discount coupons to VIP early sale access codes, so all you need to do is copy, paste, and save.
Furnish Your Home Without Breaking the Bank
Furnishing your home on a budget is possible
While you’re out there splashing cash on cute furniture, you’d want to stay within a budget. And that’s where these money-saving tips come in handy. Apply these tricks to find trendy and low-cost pieces of furniture to turn your new spot into a fully furnished home.
By applying for a DBS/POSB Credit Card, you can pay for your big-ticket purchases using an Instalment Payment Plan (IPP). In a nutshell, the scheme allows you to split the repayment into up to 36 interest-free monthly payments. That way, you can stretch your payments over a period of time.
For example, when you buy a couch for $2,000, you can split the bill across 24 months with 0% interest and a $0 processing fee. That way, you’ll only have to pay roughly $84 per month.
Plus, when you use IPP for purchases at COURTS, Gain City, Best Denki & Harvey Norman, you’ll be able to get $66 off your total bill. But hurry, the offer expires on 31st July 2024.
If you’re a DBS/POSB Credit Card member, you’ll also get access to a treasure trove of deals on the DBS Paylah! app. Simply tap on the Deals icon to browse an endless amount of deals.
For purchases where IPP is not available at the merchant, another payment plan that’ll help you break the bill up is My Preferred Payment Plan (MP3). From now till 31st July, you can get a $60 cash rebate when you split your credit card transaction into 24 months interest-free.
Instead of buying inexpensive and disposable furniture that’ll break after a few months, get the best quality you can find and afford using these money-saving tips. And don’t be afraid to deploy the use of payment plans so you can stretch your tight budget.
